Nidhi Company Registration in Pune
Register a Nidhi Company under Section 406 of Companies Act 2013. ₹10 lakh capital, 200 members in 1 year, NDH-1/NDH-3 filing. RBI NBFC licence NOT required.
Dedicated specialist
CA-led, named point of contact
Tracked client portal
Real-time status, end-to-end
Money-back accuracy
Refile-free if our error
Flat-fee pricing
No hidden charges, ever
About this service
Nidhi Company Registration in Pune is a key regulatory filing administered by Ministry of Corporate Affairs (MCA); Nidhi Rules do not require RBI licence — Nidhis are exempt from RBI NBFC regulations under RBI notification DN.BC.45/08.12.051/2002-03 (subject to compliance with Nidhi Rules).. Filing is executed via SPICe+ (INC-32) Part A + Part B for incorporation; **NDH-1** (declaration of compliance with Nidhi Rules — filed within 90 days of close of first FY); **NDH-2** (application for extension of time); **NDH-3** (return of Nidhi — annual); **NDH-4** (application for declaration as Nidhi); Form 20A / INC-20A (commencement). under Companies Act, 2013 — Section 406 (Nidhi Companies); Companies (Nidhi Companies) Rules, 2014 (effective 15 June 2014); Notification G.S.R. 350(E) of 2014; subsequent amendments including Companies (Nidhi Companies) Amendment Rules, 2022.. Our specialist-led team ensures full compliance with statutory documentation, eligibility verification, and expedited government approval.
Eligibility & thresholds
- A Nidhi company is incorporated as a Public Limited Company under Section 3(1)(a) of Companies Act with the object of cultivating the habit of thrift and savings among its members and receiving deposits from, and lending to, its members only for their mutual benefit. Minimum 7 members (initially)
- to be increased to **200 within 1 year** (Rule 5). Minimum 3 directors. Net owned funds (NOF) of ₹10 lakh minimum at incorporation
- to be increased to **₹20 lakh within 1 year** (Rule 6). Must be a public company limited by shares.
- Nidhi companies cannot: (a) carry on chit-fund, hire-purchase, leasing, insurance, or securities business
- (b) issue preference shares, debentures or any other debt instrument
- (c) accept deposits from or lend to non-members
- Adherence to governing Act
- Transparent statutory fee schedule
- Mandatory periodic audit disclosures
What's included
Everything in one transparent fee — no add-ons, no surprises.
Government Fee Breakdown
Government charges only — separate from I-Pro's professional fee. All figures verified as of 25 August 2026.
| Fee Component | Amount (₹) | Basis / Authority |
|---|---|---|
| Name reservation | ₹1,000. | |
| SPICe+ Part B filing | Nil for capital ≤ ₹15 lakh. | |
| Stamp duty | state-specific. | |
| NDH-1 fee | ₹100. | |
| NDH-2 application | ₹1,000. | |
| NDH-3 annual return | ₹100. | |
| Total Government Fee | ₹1,000 | (for default assumptions stated below) |
Government charges only — verified statutory schedule for Pune, Maharashtra. Professional fee separate.
Required documents
Each list identifies exactly what to provide — and what you do not need to submit. Use the accordions to expand.
- 1All Public Ltd documents (Section 4) plus:Identity and statutory verification
- 2MoA with Nidhi object clause per Section 406(1)Identity and statutory verification
- 3AoA with mutual-benefit clausesIdentity and statutory verification
- 4NDH-1 declaration form (within 90 days of first FY close)Identity and statutory verification
- 5Statement showing number of members, deposits, loans, NOF (Net Owned Funds)Identity and statutory verification
How it works
Each step is labelled with who performs it — Customer, I-Pro, or the Regulator. Form names are linked to the official portal.
- 1Customer⏱ 1-2 Days
DSC for 3 directors; SPICe+ Part A name reservat...
DSC for 3 directors; SPICe+ Part A name reservation (₹1,000) - name must include "Nidhi Limited". - 2I-Pro⏱ 1-2 Days
Draft MoA per Section 406 objects; AoA per Nidhi...
Draft MoA per Section 406 objects; AoA per Nidhi format. - 3Customer⏱ 1-2 Days
Sign INC-9, DIR-2 consents....
Sign INC-9, DIR-2 consents. - 4I-Pro⏱ 1-2 Days
File SPICe+ Part B with e-MoA, e-AoA, AGILE-PRO-...
File SPICe+ Part B with e-MoA, e-AoA, AGILE-PRO-S. - 5Regulator⏱ 1-2 Days
RoC issues COI with "Nidhi Limited" suffix - com...
RoC issues COI with "Nidhi Limited" suffix - company incorporated as "Public Limited Company". - 6I-Pro⏱ 1-2 Days
Within 90 days of close of first FY - file NDH-1...
Within 90 days of close of first FY - file NDH-1 declaration confirming compliance with Nidhi Rules. - 7I-Pro⏱ 1-2 Days
File NDH-3 (annual Nidhi return) within 30 days ...
File NDH-3 (annual Nidhi return) within 30 days of close of FY. - 8I-Pro⏱ 1-2 Days
Within 1 year - ensure ≥ 200 members and ₹20 lak...
Within 1 year - ensure ≥ 200 members and ₹20 lakh NOF.
Post-registration compliance
What to file next. I-Pro handles these as part of the annual compliance package.
| Filing | Form | Deadline |
|---|---|---|
| - Section 406(4): Default in complying with Nidhi Penalty: - Section 406(4): Default in complying with Nidhi Rules - ₹500 per day penalty (s.450) + ₹5 lakh fine on company.
- Rule 21 of Nidhi Rules: Continuing default - RoC may strike off the company.
- Section 447: false statement - ₹1-5 lakh fine.
- NDH-1 not filed within 90 days - ₹100 per day (s.450). | Incorporation 2-7 days; NDH-1 filing within 90 day | - Section 406(4): Default in complying with Nidhi Rules - ₹500 per day penalty (s.450) + ₹5 lakh fine on company. - Rule 21 of Nidhi Rules: Continuing default - RoC may strike off the company. - Section 447: false statement - ₹1-5 lakh fine. - NDH-1 not filed within 90 days - ₹100 per day (s.450). |
Incorporation 2-7 days; NDH-1 filing within 90 dayPenalties for non-compliance
Statutory penalties under governing regulatory provisions. Avoid non-compliance delays.
| Non-compliance | Provision | Penalty |
|---|---|---|
| - Section 406(4): Default in complying with Nidhi | Incorporation 2-7 days; NDH-1 filing within 90 day | - Section 406(4): Default in complying with Nidhi Rules - ₹500 per day penalty (s.450) + ₹5 lakh fine on company. - Rule 21 of Nidhi Rules: Continuing default - RoC may strike off the company. - Section 447: false statement - ₹1-5 lakh fine. - NDH-1 not filed within 90 days - ₹100 per day (s.450). |
Common mistakes to avoid
Avoidable filing errors that cause delays or rejection. Each can be resolved before submission.
- 1Mismatched applicant legal name or identity details across KYC proofsWhy: Government verification APIs cross-check with UIDAI and MCA databases and automatically flag discrepancies in spelling or dates.Fix: Our specialists pre-validate your documents against official government databases before portal filing.
- 2Submitting outdated utility bills or non-notarized commercial leasesWhy: Premises proofs older than 60 days or defective landlord NOCs trigger statutory scrutiny queries and multi-week processing delays.Fix: We verify recent billing dates and provide pre-formatted, legally vetted landlord NOC and lease formats.
- 3Selecting incorrect classification, turnover slab, or statutory activity codeWhy: Applications filed under inappropriate classifications attract show-cause notices and potential rejection without statutory fee refund.Fix: We conduct a statutory scope assessment to align your application with the exact regulatory requirements.
Frequently asked questions
Everything you need to know about this service.
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