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I-Pro SolutionsLEGAL · COMPLIANCE · IP
Editor's pickStartup · Business Registration

Nidhi Company Registration

Start your own micro-finance business by registering a Nidhi Company. RBI exempted, fast process, and clear pricing with Anti Gravity.

Statutory basis: Companies Act, 2013 — Section 406 (Nidhi Companies).
Turnaround
7–14 Days
₹
Starts from
₹1,499
Money-back accuracy
Guaranteed
Total starting from
₹1,499
Professional fee (no government fee)
Professional fee₹1,499 starts with
Government fee (est.)No fee
Turnaround7–14 Days
Money-back accuracy. CA/CS specialist. Tracked client portal.
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CONFIRMEDverified 25 Aug 2026

Dedicated specialist

CA-led, named point of contact

Tracked client portal

Real-time status, end-to-end

Money-back accuracy

Refile-free if our error

Flat-fee pricing

No hidden charges, ever

About this service

Nidhi Company Registration is a key regulatory filing administered by Ministry of Corporate Affairs (MCA); Nidhi Rules do not require RBI licence — Nidhis are exempt from RBI NBFC regulations under RBI notification DN.BC.45/08.12.051/2002-03 (subject to compliance with Nidhi Rules).. Filing is executed via SPICe+ (INC-32) Part A + Part B for incorporation; **NDH-1** (declaration of compliance with Nidhi Rules — filed within 90 days of close of first FY); **NDH-2** (application for extension of time); **NDH-3** (return of Nidhi — annual); **NDH-4** (application for declaration as Nidhi); Form 20A / INC-20A (commencement). under Companies Act, 2013 — Section 406 (Nidhi Companies); Companies (Nidhi Companies) Rules, 2014 (effective 15 June 2014); Notification G.S.R. 350(E) of 2014; subsequent amendments including Companies (Nidhi Companies) Amendment Rules, 2022.. Our specialist-led team ensures full compliance with statutory documentation, eligibility verification, and expedited government approval.

Eligibility & thresholds

Minimum
  • A Nidhi company is incorporated as a Public Limited Company under Section 3(1)(a) of Companies Act with the object of cultivating the habit of thrift and savings among its members and receiving deposits from, and lending to, its members only for their mutual benefit. Minimum 7 members (initially)
  • to be increased to **200 within 1 year** (Rule 5). Minimum 3 directors. Net owned funds (NOF) of ₹10 lakh minimum at incorporation
  • to be increased to **₹20 lakh within 1 year** (Rule 6). Must be a public company limited by shares.
Maximum
  • Nidhi companies cannot: (a) carry on chit-fund, hire-purchase, leasing, insurance, or securities business
  • (b) issue preference shares, debentures or any other debt instrument
  • (c) accept deposits from or lend to non-members
Statutory floor
  • Adherence to governing Act
  • Transparent statutory fee schedule
  • Mandatory periodic audit disclosures

What's included

Everything in one transparent fee — no add-ons, no surprises.

Investor-Centric AOA Drafting
If you plan to raise institutional funding, standard Articles of Association (AOA) will not suffice. Venture capitalists demand specific clauses regarding right of first refusal (ROFR), tag-along/drag-along rights, and anti-dilution provisions. Our elite corporate lawyers draft sophisticated AOAs that anticipate future funding rounds, preventing costly and time-consuming structural overhauls when you secure term sheets.
Complex Multi-Founder Structuring
Co-founder disputes are the leading cause of early-stage startup failure. We don't just register your company; we advise on optimal equity splits, director roles, and authorized capital distribution. We provide templates for Co-Founder Agreements and vesting schedules, ensuring that the foundational relationship between partners is legally documented and aligned for long-term stability.
Rapid SPICe+ Processing Engine
Time is of the essence for startups. We utilize an advanced compliance engine that preemptively validates all data entered into the SPICe+ (INC-32) form. By cross-referencing PAN databases, checking DIN eligibility, and formatting registered office proofs perfectly, we eliminate typographical errors that typically cause frustrating ROC resubmission delays, ensuring first-pass approval.
Strategic Authorized Capital Advisory
Determining your initial Authorized Share Capital is a delicate balance. Set it too low, and you'll immediately face high fees to increase it during your first seed round. Set it too high, and you pay unnecessary upfront government stamp duty. We analyze your 12-to-18-month funding roadmap to recommend the exact optimal capital structure that minimizes immediate costs while accommodating your immediate growth.
ESOP Implementation Framework
Attracting top-tier talent in the startup ecosystem often requires offering Employee Stock Ownership Plans. A Private Limited Company is the only structure that efficiently supports this. As part of our premium advisory, we structure your initial cap table to accommodate a future ESOP pool seamlessly, ensuring you are ready to incentivize your founding team.
Comprehensive Post-Incorporation Toolkit
Receiving the Certificate of Incorporation is just the starting line. Within the first 30 to 180 days, you must open a bank account, appoint a statutory auditor (ADT-1), and file the Commencement of Business (INC-20A). We provide a complete post-incorporation execution service, handling these mandatory compliance milestones so you can focus entirely on product development and sales.
Government Fee Breakdown

Government charges only — separate from I-Pro's professional fee. All figures verified as of 25 August 2026.

Fee ComponentAmount (₹)Basis / Authority
Nidhi Company Registration Statutory Filing₹0 (No government fee)Government fee is Nil / exempted under applicable statutory rulesOfficial Regulator
Total Government FeeNo fee(for default assumptions stated below)

Government charges only — separate from I-Pro's professional fee. Verified 25 August 2026.

Required documents

Each list identifies exactly what to provide — and what you do not need to submit. Use the accordions to expand.

How it works

Each step is labelled with who performs it — Customer, I-Pro, or the Regulator. Form names are linked to the official portal.

  1. 1
    I-Pro⏱ 1-3 Days

    DSC for Directors

  2. 2
    I-Pro⏱ 2-4 Days

    Name Approval (Ending with Nidhi Limited)

  3. 3
    I-Pro⏱ 2-3 Days

    Drafting MoA & AoA

  4. 4
    I-Pro⏱ 2 Days

    Filing SPICe+ with MCA

  5. 5
    I-Pro⏱ 5-7 Days

    Certificate of Incorporation

  6. 6
    I-Pro⏱ Post-Incorporation

    File NDH-4 (Declaration of Nidhi Status)

Frequently asked questions

Everything you need to know about this service.

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